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Cliff Cottam Insurance Services Blog

View the latest blog posts from Cliff Cottam Insurance Services.

Nothing is more joyous than a child being welcomed into the world. Our agent, Beth, recently gave birth to an adorable little boy, Owen Matthew Weaver on February 25, 2017 at 5:43pm. He weighed 7lbs, 11oz. at birth. Two months later, he is keeping Beth busy as he grows and becomes more aware of himself and his surroundings. READ MORE >>

Usually when major life events, such as getting married (or divorced), having a baby, or moving come around, the last thing on your mind is how it will impact your insurance. However, once the dust (or confetti) settles, you should let your insurance agent know about these changes. READ MORE >>

Who doesn't love a good road trip? Whether it is driving by famous sites or jamming to your favorite tunes, they make for some of the best memories. But while they may seem so relaxed and problem-free, sometimes complications come up. To avoid those, it is always good to plan ahead for your trip, so you can be prepared for anything that comes your way! READ MORE >>

Spring is a time for fresh starts and new beginnings! Often times those new beginnings involve a new home, which means leaving the old one behind. Whether your house is sold right away or it is left vacant/unoccupied for an extended period of time, it should always be covered by insurance. READ MORE >>

Spring is well on its way and it's that time of year again…spring cleaning time! A time to empty out those drawers and closets, tidy up the house, and get a fresh start to the season. Of course, this is easier said than done, but once you finish and see the end result you'll feel great! READ MORE >>

This recent rainy weather has both its pros and its cons. Pro: it helps dramatically with the California drought. Con: it puts whole communities at risk for flooding. In the case of the Oroville Dam, flooding has caused major evacuations for the entire area. READ MORE >>

After several years servicing the Sacramento community, Ayala Insurance Agency / Ayala Professional Insurance Services has closed its doors. Ayala Insurance customers can now contact Cliff Cottam Insurance Services, located just twenty minutes South of the old location. READ MORE >>

Much of the country has been hit with severe storms and rain over the past several weeks. As always, the damage inspection of your property is an essential part of the claims process after a loss. Mercury Insurance offers an Emergency Service Program to assist with this process. READ MORE >>

With home prices on the rise, more and more people are choosing to rent instead of buy a home. However, only 31% of renters purchase insurance, leaving a huge exposure for those uninsured. Renters insurance is not just for your stuff; it can also provide you with financial protection in situations where you'd be held liable. READ MORE >>

Have you been to a sports event or downtown festival lately? If you have, you’ve probably seen or even eaten at one of the numerous food trucks popping up all over the country. A fast and often delicious alternative to food delivery or dining in a restaurant, food trucks have become all the rage and aren’t going away any time soon. READ MORE >>

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