It is amazing to me that no one ever publishes the truth about compulsory insurance. Workers compensation protects the employee in the event the employer does not provide a safe workplace. Flood insurance is written for the benefit of the mortgagee, in the event a home is damaged by flood. The coverage insures that the bank will continue to receive payment of the loan. Automobile insurance protects the public in the event a driver causes bodily injury or property damage to another person.
Read more:
http://www.newsobserver.com/2011/01/03/890503/individuals-decide.html#ixzz1AH7GDCP3
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