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Happy Friday to All!!

With the holidays over and the beginning of a new year, we thought some of you may find that you need to get your finances in order. As an endorsed local provider for insurance products by financial guru, Dave Ramsey, we are sharing some baby steps to help get you started. For those of you who are not familiar with Dave, he is a well known and highly respected financial guru. New to Dave? Learn about Dave and his company.

Here are Dave's Seven Baby Steps to getting out of debt:
Baby Step 1: $1,000 Emergency Fund
Baby Step 2: Pay off all debt using the Debt Snowball
Baby Step 3: 3 to 6 months of expenses in savings
Baby Step 4: Invest 15% of household income into Roth IRAs and pre-tax retirement
Baby Step 5: College funding for children
Baby Step 6: Pay off your house early
Baby Step 7: Build wealth and give!

Read the complete narratives on his website: http://www.daveramsey.com/new/baby-steps/

Office Hours for January 14 - January 18, 2013
We want to let our customers know that due to operational needs, our office will be closed Tuesday, Wednesday and Thursday of next week. We will be open Monday and Friday from noon to 5:00 pm. We hope this isn't an inconvenience for you and will resume our normal office hours beginning January 21, 2013.

"If you would like a free consultation on insurance, please feel free to call us at (800) 807-6871 or complete this easy
Contact Us form today."
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Posted 5:49 PM  View Comments

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