CALL US TODAY
(800) 807-6871
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

Read More
Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

Read More


Each day brings new possibilities for unfortunate accidents and liability claims.  Many people don't recognize their loss exposures, which can unfortunately result in catastrophic loss and significant financial burden.  The following scenarios are factual claims that cost these families a fortune.

Internet blogger:  The insured's daughter hated math class as well as the teacher.  The daughter made several "disparaging" and false remarks about her teacher online.  The teacher sued the parents for personal injury and $750,000 was paid.

Faulty Furnace:  The insured's tenant claims she became ill from carbon monoxide poisoning resulting from a faulty furnace.  The tenant claimed permanent brain damage and demanded $750,000.

Coaching Circumstances:  A teenager, who was destined for greatness as a softball player, filed a $700,000 lawsuit against her former coach alleging his incorrect teaching style ruined chances for an athletic scholarship.

An umbrella insurance policy, also know as excess liability, provides an additional layer of liability insurance coming into effect once the underlying limits are exhausted or the retention level is met. This single policy acts as an "umbrella" over all of your other personal liability policies (home, auto, boat, RV, etc.) so you have a higher personal liability limit than what would otherwise be available.  This protection will “kick-in” when the liability on other current policies have been exhausted. 

If you would like to find out more about this important coverage, contact us at (800) 807-6871 for a free consultation. 
Posted 1:30 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
RSS
Pinterest
Google+
© Copyright. All rights reserved.
Powered by Insurance Website Builder