CALL US TODAY
(800) 807-6871
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

Read More
Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

Read More

Christmas is only a month away, which might mean you need to go shopping for gifts if you haven't done so already. But the costs of buying all of those presents can really add up. According to the National Retail Federation, holiday shopping sales is estimated to total $586 billion, up 4.1% from 2011. Here are some tips to help you save this holiday season. 

DIY Gift Wrapping
You could save $10+ this year if you make your own wrapping paper rather than buying it. You could use materials that might be laying around in your house, such as fabrics, newspapers, old cookbooks, tin foil, and brown paper bags. 


Check out this crossword wrapping paper from Fabio Milito

Tara Conry from Reader's Digest shows how you can make gift wraps from tin foil. 

"Tin Foil- Not Just For Sandwiches and TV Antennas
This material is the perfect fix for those odd-shaped presents, since it can be manipulated to hug whatever item you cover in it. Or even wrap your boxed gifts with this reflective foil for an eye-catching shine reminscent of Christmas tree tinsel.

What You’ll Need: 1 sheet of tin foil, ribbon or paper strip

How It’s Done: Set the gift on center of the sheet of tin foil and draw the sides up and pull the ends together at the top. Using the ribbon, make a bow to tie the ends together. 

Bonus Tip: To sweeten up this project skip the bow and instead slip a strip of white paper in the top. Ta-da. You've got a hershey kiss and the paper strip will serve as your gift tag."

Readers Digest

Have a Budget
It's easy to break the bank when you are exposed to the shopping environment full of attractive advertisements and enticing deals, which is why you should set limits. Rather than estimating how much you'll spend total on gifts, set a budget to each individual person. Consider shrinking your list to buying presents for only close friends or family. 

Homemade Gifts
People appreciate receiving something you created rather than something you purchased at a store. You could gift someone a basket full of goodies and baked goods, or create a photo album to recollect all the memories you had with the gift recipient. Perhaps you could provide someone a service, such as giving them free guitar or cooking lessons. Check out our Pinterest board of Christmas ideas for more inspiration here



Mint Design Blog has a DIY gift guide that could spark some ideas. Link here

One of my favorite ideas is to give someone an activity jar, which involves filling a jar with notes that have activities on them. Together, you and the recipient can spend quality time with each other whenever a note is taken out of the jar. Here are some ideas you could put in the jar:
  • Go ice skating
  • Watch a movie together
  • Go on a trip to the book store
  • Have a bowling night
  • Go out and have a picnic
  • Visit the zoo
Gift Exchange
Instead of buying gifts for multiple friends or family, you could organize a gift exchange. That way, you only have to buy one present. A white elephant is a fun gift exchange game to consider organizing if you can get six or more people involved. If you are unfamiliar with the game, it involves each participant supplying one gift to a pile. Players decide what order they take choosing the gifts. The first person is allowed to unwrap a gift of their choosing. Then, the next person can either steal the unwrapped item from the first person, or choose a new one from the pile. If a person's gift is stolen, they can choose another wrapped gift from the pile or steal from someone else. The game continues until everyone has a gift. If you would like to know more about the white elephant game, read more here
Posted 2:04 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
RSS
Pinterest
Google+
© Copyright. All rights reserved.
Powered by Insurance Website Builder