Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Welcome to Cliff Cottam Insurance Services
Your Friendly Neighborhood Insurance Agency

Located in Sacramento, Cliff Cottam Insurance Services of California (CCISCA) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value developing personal relationships with our customers. Whatever your situation, we cater to your specific needs, whether you need Auto Insurance in California, Home Insurance in California, or Business Insurance in California. Our CCIS agents work diligently to establish our reputation among the community as your dependable and trustworthy insurance agency. 

Get an Auto or Home Quote in 3 ways! 

1. Contact us for a Quote
Just complete the Contact Us form above or call us at (800) 807-6871

2. Get Multiple Instant Quotes

Instantly compare costs from different insurance companies.

Instant Auto Quote

3. Request a Quote from us

Let us shop for you. We will get right back to you. Just click. 

Insurance Products
Let a CCIS agent shop the markets to find the right company for your personal situation. Simply click Get a Quote and choose from our many lines of insurance. If you are an existing customer, you can make the latest changes to your policy directly from our website 24/7. 


As independent agents, we aren't just the middle men between you and the insurance company. Going through us doesn't mean it takes extra steps or additional fees. In fact, we charge no broker fees on Home and Auto insurance. Since we represent different insurance companies, many times we can offer YOU better pricing than going directly to an insurance company. This is because we have the ability to compare and find you the perfect insurance plan. We represent top insurance companies providing human service with knowledgeable and professional agents. We value our customers making sure that their questions are answered and their mind is at peace.

Monday, Tuesday, Thursday, Friday: 9:00 am to 5:00 pm 
Wednesday 9:00 am to 3:00 pm
License # 0F19705

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