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Cliff Cottam Insurance Services Blog Page 10

View the latest blog posts from Cliff Cottam Insurance Services.

Tuesday, January 12, 2021

Why You Should Get Life Insurance Before a Child’s Birth

Becoming a parent is perhaps one of the most life-changing things that any of us could ever experience. After the birth of a first child, you probably know that your future looks a lot different, and it might be time to take a step back and re-evaluate your financial goals. READ MORE >>

Thursday, January 7, 2021

Protecting Yourself from Uninsured Motorists

In 49 out of 50 states, all registered drivers are required to carry minimum amounts of car insurance. If you are in one of them, then you could face penalties if you get caught driving uninsured. Just because you obey the law, doesn’t mean others will. READ MORE >>

Tuesday, January 5, 2021

Staying Healthy During Winter Vacation

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

Thursday, December 31, 2020

Easy Ways to Avoid Drunk Driving

You know how dangerous driving drunk is, and how challenging the penalties might be if you commit this offense. That’s why you should never drive drunk. It is against the law and incalculably hazardous. Still, simply saying that you won’t drive drunk isn’t enough. You must commit to it. READ MORE >>

Tuesday, December 29, 2020

Tips for Buying General Liability Insurance

When insuring your business, you will likely need general liability coverage. However, getting this coverage will require attention to detail and an understanding of what this coverage offers you. What are some of the things that you should consider when buying general liability insurance? READ MORE >>

Thursday, December 24, 2020

Easy Ways to Reduce Your Auto Insurance Premium

Whether you live in a big city or a small town, every stretch of roadway could be dangerous. The driving risks around you are the reasons you need car insurance. However, these risks can also influence how much you pay for your plan. Sometimes, they might make your plan might more expensive. READ MORE >>

Tuesday, December 22, 2020

Factors That Might Increase Your Home Insurance Cost

No one wants to see any of their insurance rates go up, especially their home insurance. After all, you need this coverage to protect your property. So, you should be able to afford it. Home insurance premium increases can happen for countless reasons. Sometimes, they occur through no fault of your own. READ MORE >>

Thursday, December 17, 2020

What Is Guaranteed Acceptance Life Insurance?

You might be thinking about getting life insurance on yourself. After all, it is a benefit that will offer your loved one's financial assistance if you pass away. However, you might worry that a pre-existing illness or other extenuating circumstance might disqualify you from getting coverage. READ MORE >>

Tuesday, December 15, 2020

Frequently Asked Questions About General Liability Insurance

If you are a business owner, then you probably know that you have to protect your company, employees, clients and others against any risks you might pose them. These liabilities could cost you a lot of money in worst-case scenarios. You therefore must be ready for any eventuality. READ MORE >>

Thursday, December 10, 2020

Will My Health Insurance Work in Another State?

Health care isn’t just something you get from your local physician. You should be able to get care from an appropriate physician when you need it. Sometimes, this might mean leaving town, and even crossing state lines. The question that many people ask, however, is whether their plan will cover them when they travel outside of their state of residence? READ MORE >>

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