Auto insurance protects you against financial loss if you have an accident.
A standard policy insures the home itself and the things you keep in it.
Typical homeowners policies exclude flood damage. Get coverage now.
Earthquake claims are best covered with a standalone policy.
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Californians might have more reason to retrofit their homes to better withstand a major earthquake, thanks to a recently adopted building code for retrofitting existing structures. The standard, approved in August by the state Building Standards Commission is the first step in creating incentives for people to take the steps to reinforce their most valuable asset, according to Glenn Pomeroy, president and CEO of the California Earthquake Authority.
There's no doubt Golden State residents need encouragement in .................................
Read more: http://www.insurancejournal.com/news/west/2010/09/27/113537.htm#ixzz10rMmqVQ6
Cliff Cottam Insurance Services (CCIS)