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Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Driving a car is a big responsibility that teens may not always consider.  As a parent, you may want to use an agreement to help them  understand this before handing them the keys to the car.  

"Should I get a traffic ticket, I agree to pay for the ticket, as well as any difference in the insurance premium for as long as the premium is in effect."

"I agree to pay for damage that I incur that is not covered by insurance."

"I will keep the the car I drive clean, inside and out, and be aware of its need for gas, oil, and wax."

"I will not text or talk on the phone while driving."

"I will not drink and drive"

You may want to put this in writing and have them sign it to help reinenforce their responsibility.  If you are looking for the most affordable rates for your teen, why not let a Cliff Cottam Insurance Agent shop the many insurance companies for you?  Simply call us at (800) 807-6871 or complete our easy online form and we'll get started today.
Posted 10:19 AM  View Comments

Tags: auto, family
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