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Many families have strugged during the past few years to make ends meet.  This article is about how a local high school is teaching students how to handle their finances. - - a step in the right direction.  Thank you Claudia Buck for sharing how our community is helping students prepare for their financial future.

How many high school students pack a lunch to save money? How many have a financial plan for buying a car, going to college, paying for the prom?

Not too many, judging by the show of hands in a recent economics class at Burbank High School.

As part of a class talk on "budget busters," the teens got some fast-paced, practical schooling on money management, courtesy of Sacramento CPA Bruce Kajiwara.

"Many times in school, you think, 'Why do I have to learn this? I'll never use it,' " said Kajiwara, amid some smiling, nodding agreement from the 24 seniors.

But personal finances? "This is the kind of stuff you use every day."

Kajiwara's classroom appearance at Burbank comes during National Financial Literacy Month, an effort to get more American adults and students focused on sharpening their personal finance smarts.

For many Burbank High students, the topic is an eye-opener. In a south Sacramento school where 85 percent of students qualify for federal free lunches based on poverty-level incomes, learning financial skills at home isn't always possible.

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Cliff Cottam Insurance Services is financial guru, Dave Ramsey's, endorsed local provider for insurance products.  We have learned valuable financial lessons from following his advice.  If you want to check out his books, videos and get financial tips, visit his website at  

Posted 11:11 AM

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