Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

Read More
Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

Read More

4th of july

Nothing quite says "Fourth of July" like a BBQ by the pool, ending in a spectacular fireworks show. This summer holiday is one many people look forward to all year. With so much going on at the party, it is essential to take extra safety precautions to avoid any emergencies, especially insurance related!

There are many aspects of safety to consider during a classic Fourth of July party. When it comes to your home, make sure you know your insurance policy, including what it covers and how to avoid any potential claims. It might be a good idea to up your personal liability coverage in case of an emergency. You should make sure its high enough in case of accidental fire on neighbor's property from BBQ or fireworks. Property coverage would cover fire damage to your own home and umbrella insurance can cover additional liability in case homeowners insurance limits are exhausted. Be sure to think about these things ahead of time to avoid any problems that could have been prevented. Call us at 916-488-4426 if you have questions about your own policy or are considering making changes to it.

In addition to knowing your policy, you should know these tips for how to avoid even needing to use your insurance. When it comes to fireworks, keep the number of people in the lighting area to a minimum, do it in an open space, and know how the fireworks work (DO NOT light them twice, even if it seems like it didn't work the first time!). As with anytime you are near water, make sure to be careful and to monitor children. In fact, monitor your kids not only by the water, but also by the grill, traffic, and fire. Practice safe BBQ'ing: don't do it indoors or where something can catch on fire, have water/ a fire extinguisher near by, and keep a clear area around fires (including campfires).

Other things to consider include: knowing the local regulations for fireworks in your area (they can vary widely), have your emergency and first aid supplies ready, and wear shoes at all times. 

If you follow these tips, you can decrease your chances of having insurance related claims including: fireworks injuries, grilling incidents, auto accidents (be extra careful of drinking and congested areas, consider alternatives to driving), and boating accidents. The Fourth of July can be one of the most fun, but also one of the most dangerous holidays, so be sure to do everything in your power to have a safe celebration! But if anything does happen, contact your agent!

Source: http://info.pablobeachinsurance.com/blog/the-top-four-4th-of-july-insurance-claims-to-avoid

Posted 10:00 AM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
RSS
Pinterest
Google+
© Copyright. All rights reserved.
Powered by Insurance Website Builder