Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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As Independent Agents we represent a carefully selected group of financially sound, reputable insurance companies. We are proud to have been chosen by Dave Ramsey as an "Endorsed Local Provider" for insurance products.

Dave is a well known and highly respected financial guru. He has taught financial principles to millions via radio, books, Financial Peace University, live events and online. Start the new year with a "Plan to Get Out of Debt". Get out of debt the same way you learned to walk—one step at a time. Get started on Dave's Plan: Read more at

After the Holidays, we all need to get our finances back on track.  To help you, Cliff Cottam Insurance Services is sponsoring a Sweepstakes to win a $99 Dave Ramsey online financial course.  Just like us on Facebook for a chance to win! 


"If you would like a free consultation on insurance, we would love to chat with you.  Just call us at (800) 807-6871 or complete this easy Contact Us form today."
Posted 12:43 PM

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