Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Cliff Cottam Insurance Services Blog: 10_2011

View the latest blog posts from Cliff Cottam Insurance Services.

Because everyone's needs are not the same, it is best to consult a Cliff Cottam Agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. READ MORE >>

As reported by the San Francisco Chronicle, there were two earthquakes this week.  Fortunately, they weren't severe - but one never knows.  Both earthquake and flood protection are not covered in your homeowner policies. Give Cliff Cottam Insurance Services a call to make sure you are covered. READ MORE >>

Cliff Cottam is a Board Member of the American Agents Alliance. By actively participating in this nonprofit organization, we know first hand insurance issues facing agents and brokers throughout California. By keeping abreast of the most pressing issues in the industry, we can better serve our customers. READ MORE >>

Cliff Cottam Insurance Services (CCIS) Serving Sacramento, Placer and El Dorado as Dave Ramsey's only ELP for all Home, Auto, Personal Liability, and Commercial Insurance needs.  Call us at (800) 807-6871 today for a free Consultation or Quote! READ MORE >>

Independent Insurance Agent/Broker This is a great job for anyone who needs flexibility in setting their own work schedule. In addition, you can work from home, in our office, or a combination of both. About our Agency Cliff Cottam Insurance Services specializes in auto, home and business insurance. READ MORE >>

    Thinking about remodeling your home? Our friends Gary and Georgia Andresen (Cliff's sister and brother-in-law) have just finished their recent remodeling project. One is a remodeled ceiling in the kitchen that did have the old florescent box lighting. READ MORE >>

This is an important article by Claudia Buck of the Sacramento Bee. The Cliff Cottam Insurance Team wants to alert consumers to be careful when using their atm cards! READ MORE >>

 Especially with winter coming up, it is important for everyone to remember the dangers of being stranded in a car in the cold months to come. To be preparede and always for an unexpected emergency, prepare an emergency kit. Store this stuff in your trunk during the winter months, especially if a road trip is in your future: READ MORE >>

From the website we have pulled a helpful article on staying safe while driving in the rain. Fall is here, and so is the rain! Keep you and your family safe this fall with these few tips on driving in the rain: Exercise extreme caution after a long dry spell. READ MORE >>

    If you have been keeping up-to-date with our blog entries, then you know that Cliff Cottam Insurance Services has been notifying our customers frequently on our main menu tabs, website tools and other helpful links that someone can use for all their insurance needs. READ MORE >>

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