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Auto insurance protects you against financial loss if you have an accident.

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A standard policy insures the home itself and the things you keep in it.

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Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake claims are best covered with a standalone policy.

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Cliff Cottam Insurance Services Blog: 11_2017

View the latest blog posts from Cliff Cottam Insurance Services.

Know your risk Wildfires can occur at any time throughout the year, but the potential is always higher during periods with little or no rainfall, which make brush, grass, and trees dry and more susceptible to burn. High winds can also contribute to spreading the fire. READ MORE >>

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