Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Cliff Cottam Insurance Services Blog: insurance gaps

View the latest blog posts from Cliff Cottam Insurance Services.

Home insurance is your ace in the hole when it comes to replacing or repairing your home following a loss. Without home insurance, you’d be forced to cover the costs yourself, which could take all your savings, depending on the severity of your loss and how much you have saved. READ MORE >>

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