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Cliff Cottam Insurance Services Blog: umbrella insurance

View the latest blog posts from Cliff Cottam Insurance Services.

Imagine this: Your 19-year-old daughter is away at college, driving the car you bought her a few years ago. The car is titled in your name. She causes a five-car pileup. She is OK, and no one else is seriously injured. However, three separate lawsuits are filed against you as the car owner. READ MORE >>

How often do you hear on the news about an injured car accident victim who received a million dollars in damages because the driver of another car accidentally crossed the double yellow or ran a red light? We all feel bad for the victim, but have you ever wondered who pays that million dollars? READ MORE >>

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