Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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Meet the Team

Cliff Cottam

Cliff Cottam is a partner/agency principle of Cliff Cottam Insurance Services located in Sacramento, CA.  Cliff has been in the insurance industry for over 50 years.  After attending the University of Idaho he began working at his father’s insurance agency in Van Nuys, CA.  From there he was hired by Mercury Insurance Group as an underwriter working his way up to become an underwriting manager.  Cliff also worked with Schmoekel Insurance Agency in Sacramento for over 20 years.  In 2004 Cliff and his daughter, Anne Siebum, opened the doors to Cliff Cottam Insurance Services providing insurance products for auto, home and business customers throughout California.  In his spare time Cliff enjoys working on classic cars.  He currently has a 1965 Buick Skylark convertible.
Diana Cottam
Marketing & HR Representative 
Diana has over 20 years of administrative experience working for the State of California. Previously, she managed the Department of Insurance’s Selection, Training, Employee Awards and Recruitment programs.  Now heading the agency’s human resources and marketing departments, our business is expanding to better serve our clients. Diana enjoys spending time with her grandchildren, yoga and boating on the Delta with her husband, Cliff.

Anne Siebum
Agency Principle and Property and Casualty Agent

Anne Siebum is a Partner/Agency Principle for Cliff Cottam Insurance Services. Anne began her career at just 16 years old working along side her father (Cliff Cottam) at another insurance agency. She quickly showed potential becoming a top sales agent. After gaining experience working at various insurance agencies and taking time off to travel, Anne along with her father opened Cliff Cottam Insurance Services in 2004.  She has now been in the insurance industry for over 20 years. Anne oversees operations and sales at CCIS. Anne also loves being a mother of 2 and enjoys ballet, travel and doing crafts with her girls.
Chris Tan
Digital Media & Marketing Specialist

Chris is a student at California State University, Sacramento majoring in business administration with concentrations in marketing and international business. Beginning as a Social Media Intern, we are pleased to announce that Chris is a new member of the CCIS Team. He is improving communications with our clients through technology and community outreach programs.
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