Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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My Insurance Coach
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As a part of the Sacramento community, Cliff Cottam Insurance Services is here to be your Insurance Coach throughout your life and all of its changes. Your insurance agent shouldn’t just be the person you call when you need to report a claim. Your agent should “coach” you through life’s adventures like moving or getting married so that you have the right coverage when you need it.
See What Our Clients Say!
Vicky Fardette has been our "coach" and advisor for our business insurance for many years. She has always looked for the best and lowest rates available that suits our business needs. Our company has been very satisfied with Vicky's professionalism and reliability. She is a "homerun" asset to CCIS and our machine shop business of 44 years! - Inch's Tooling and Machining
Hey Vicky, I want to thank you again for being so honest and coaching me on what I need for insurance and not selling me something I don't need. You and your staff at Cliff Cottam Insurance Services are the best. - Troy Kaneff dba: Troy’s Heat & Air
I have been working with Anne and the team at Cliff Cottam Insurance Services for almost 10 years. They have always been there for me and my family and have taken care of all of our needs ranging from cars, to homes, and even commercial buildings. We look forward to continuing our relationship with them for many more years to come. - Chris Lemmon, Newmark Cornish & Carey
Did You See Our Commercials?

Distracted Driving

80% of car accidents are caused by distracted driving.

Flood Insurance

Did you know flood insurance takes 30 days to go into effect.

Independent Agent

Why choose an independent agent?

Sac & Co Show

Check out our recent spot on the Sac & Co show!
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