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Auto insurance protects you against financial loss if you have an accident.

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Flood Insurance FLOOD

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

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Customer Ratings & Reviews for Cliff Cottam Insurance Services

21 Reviews | Leave a Review

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Vicky Fardette has been marvelous to work with and helpful in all our business needs. She is ALWAYS just seconds away from an answer to a question or a change to a policy. He knowledge of the difference policies and carriers is exceptional. It has been a true pleasure working with her. Vickey, your customer service skills and product knowledge is exceptional! Thank you for all that you have done for us.

I want to thank Vicky Fardette for helping me out in a crunch. I needed to renew my business insurance right away and she made it happen very quickly, she is very informative and knowledgeable and explained things about my policy in a way I could understand. Thanks So Much Again!!

Vicky Fardette has been such a blessing to my company. She has provided numerous policies and continues to provide the best customer service I've ever experienced. Her responses are very quick and thorough.

Vicky Fardette is awesome. Shes put together several of my policies and always stays on top of it. She communicates quick and very professional. I will highly recommend her for insurance related services.

Vicky Fardette has been nothing but amazing and helpful in all our business needs. She is always there to answer any questions or concerns, easy to get a hold of, quick responses and overall a joy to work with. Thank you Vicky for all that you do!

Vicky Fardette deserves more than 5 stars!!! She wrote my umbrella policy sooo smoothly, I never had problem reaching her. As a first time commercial insurance byer I had a lot of questions and Vicky was happy to help me with them. One thing that I absolutely loved is that she keeps her word! She never went past the estimated time she gave me!

We started working with Vicky Fardette two years ago and she has since help us switch over a dozen of our property, liability, commercial and auto insurances policies to better coverage and costs. We are most impressed with the efficiency and effectiveness of Vicky when delegated with an insurance need. She has never failed to deliver and I highly recommend her and her company for any insurance needs.

I have been doing business with Cliff Cottom Insurance for many years. The number one reason I have never switched is the customer service I have received from Anne Siebum. I think most people choose insurance at first based on price not realizing that the most important reason for insurance is the coverage and service you have when something happens. Due to the insurance coaching from Anne I have peace of mind. I have turned in a couple of claims through the years and to have an agent on the other end of the phone helping you like they are your best friend in a time of need is priceless. One claim will always stay with me. There was a big storm and my fence went down. I was a mess. Anne handled everything. It felt nice to have a team on your side. I'm thankful that I listened to her when selecting my coverage. I was confident that I was receiving the perfect coverage for me at the best price. This is why she handles my home an auto. I recommend them to everyone, because if you have a catastrophe big or small you want someone to answer the phone! I think Anne Siebum works 24-7 and that is my peace of mind. 

I have been working with Anne and the team at Cliff Cottam Insurance Services for almost 10 years. They have always been there for me and my family and have taken care of all of our needs ranging from cars, to homes, and even commercial buildings. We look forward to continuing our relationship with them for many more years to come.

Just wanted you to know that Brian is a good asset to your team. Hard worker and gets it done.

Brian was very helpful throughout the process and I would refer anyone to him.

Beth King has been wonderful in helping our company with our insurance needs. We recently needed our insurance coverage adjusted quickly to meet the requirements of a very important customer account of ours. Beth was great at getting us price quotes, keeping us informed and setting us up with the coverage we needed in a very quick time frame. We are very grateful to have Beth help us with our insurance needs! Thanks!

So far so good!
Matt Flakenthal, Sacramento, CA
Beth was awesome to work with. She made the process of switching to my new carrier very easy.

I so appreciate all your assistance. I have been a Customer Service Manager for 20 years and I am use to taking care of others, which I love. Dealing with you has been a breath of fresh air....what customer service was meant to be...person to person :).
Thanks again!
F. Kaiser, Office Manager, The Hofmann Company, January 11, 2012, Fairfield CA
I can't thank the folks at Cliff Cottam Insurance Services enough!  We have saved SO much money by using their services throughout the years! They have provided the most affordable unbeatable prices for our 3 autos, RV, and home insurance.

Six years ago my husband & I purchased our 1st home. While signing all the paperwork at the Title company, the only thing holding us up was the fact that we hadn't even thought about obtaining home insurance! Who does that?!?! With all the stress of having our home built, we forgot! Not even realizing that Cliff Cottam Insurance dealt with home insurance, I thought to call them while I was in a state of panic!  I spoke with Anne, and she re- assured me everything would be fine & within no time, she had it all worked out & we were able to get the keys to our new home!

Over the years I have referred many friends, family, and co workers to this company. Not once has anyone complained! They are all pleasantly surprised with the fabulous customer service and how much money they have saved!

Thanks again Cliff Cottam team for all your wonderful help throughout the years!
D.F., March 6, 2011, Roseville, CA
Anne at Cliff Cottam Insurance Services saved me $458 a year on my car insurance when I switched from Esurance to Mercury Insurance.  I am one happy customer!
K. Jennings, February 28, 2011, Sacramento, CA
Anne Siebum has been with us every step of the way as our company has grown.  From a home based business to an international company with multiple locations, she has always given us the best service, the best advice, the best rates.  I consider her a member of our team that I couldn’t do without.
M. Cook, President and Co-founder, KenMar Instumentation Services LLC, July 20, 2010
I have to be the first one to admit insurance brokers always seemed excessive to me.  I mean why pay a middle man when you can go to a big insurance company and “hopefully” get a discount.   WOW, was I mistaken because the first time I let Cliff Cottam insurance quote my auto policy they literally blew my old “Big insurance” companies rate out of the water.  Since then I have been a loyal customer of Family owned Cliff Cottam insurance and don’t ever plan on going back to the big carriers.  The best part of being in the Cottam insurance family for me really is the service.  Anne is the most hands on and comprehensive professional, performing annual pricing reviews of my policies including home, auto and RV.  I have truly never had service as headache free as Cliff Cottam insurance provides and look forward not worrying about my policy with them for many years to come.  In short if you like hassle visit your local Big Carrier, BUT if you want what I have give Cliff Cottam insurance a chance and I assure you it will be the last time you shop for insurance again.

Happy I left the Big guys,
Joe Fritz, July 2, 2010
My experience with your company was excellent. As the owner of Markee Personal Training and a personal trainer in Sacramento, Cliff Cottam Insurance found me the best rates to cover my business! Special thanks go to Anne!
P. Markee, June 2010
Insurance is insurance. Go to them if you want to work with good people who are experienced, responsive, and willing to locate good rates.
m.liberty, June 6, 2010
Cliff Cottam Insurance Services received a rating of 5.0 out of 5 based on 13 reviews on
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